A will provides clear direction on what someone wishes to happen with the things they were responsible for in life. That could be property, money, children, pets, etc. If you don’t have a will, your assets are left up to the courts. Creating a will is not as hard as you think. Even during a pandemic. You don’t have to take time off work or spend a fortune.

Simply put, a buyout is a form of compensation (or compensation packages) designed to incentivize employees to retire ahead of schedule. A buyout, or voluntary early retirement package, may sound somewhat attractive. But, what if your employer approaches you, or your spouse, with an early retirement buyout option? Do you take it? This article will walk you through the right questions to ask in order to help you decide your next move.

What should asset allocation look like at each stage of life? We break this down into three significant financial phases: starters, spenders, and savers.

Have you ever lost or quit a job? Perhaps you worked for a company that was taken over by another company? Or maybe you’re approaching a long-awaited retirement? Odds are, if you can answer yes to any of these, you’ve experienced the need to roll over an old retirement plan. What exactly does this mean? We’ll break it all down in this blog.

When it comes to rolling over a retirement plan, misconceptions abound. Regardless of which one(s) you leverage, if you put contributions in, eventually you’re going to get funds out. It’s how you move those funds that determines the tax implications. So as financial advisors, we’re here to bust five myths we hear all the time regarding rollovers.

Despite the fact that Social Security is our greatest source of government-guaranteed, inflation-adjusted, lifetime income we get in retirement, it is totally misunderstood. And complex. And 96% of Americans fail to properly optimize it, leading them to leave thousands of dollars on the table in lost income every year. We wrote this guide to break down the top-of-mind questions and considerations that go into claiming Social Security, so you can avoid this downfall and plan for your best future possible.

If you’re reading this, you’re probably familiar with retirement plan rollovers, but have you considered when it might NOT be a good idea to do one? They often come with a lot of pros, like organization, flexibility, and more control over your finances. But if you’re not careful, you may wind up in a situation where a rollover actually works to your disadvantage. We’ll walk through some scenarios here to help you determine if a rollover is a smart move or if it makes more sense to hold off.

When it comes to owning and operating a small business, there tends to be a lot on your plate. Whether it’s products, services, revenues, or expenses — they all demand your attention, and it can become easy to forget about less immediate matters, such as savings goals. The purpose of this guide is to help you find a balance between running your business, saving for retirement, and offering employee benefits that help them save for theirs.

If you’re going through a career transition, but don’t know what to do with the money in your retirement plan, we’ve got the lowdown for you here. In this post, we break down your 4 main options, the pros and cons of each, and how to put them into action depending on your goals.

Have you ever lost or quit a job? Perhaps you worked for a company that was taken over by another company? Or maybe you’re approaching a long-awaited retirement? Odds are, if you can answer yes to any of these, you’ve experienced the need to roll over an old retirement plan. What exactly does this mean? We’ll break it all down in this blog.