The Essential Small Business Guide to Employee Benefits
When it comes to owning and operating a small business, there tends to be a lot on your plate. Whether it’s products, services, revenues, or expenses — they all demand your attention, and it can become easy to forget about less immediate matters, such as savings goals. The purpose of this guide is to help you find a balance between running your business, saving for retirement, and offering employee benefits that help them save for theirs.
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What To Do With Your Old 401(k): Smart Money Moves When Changing Jobs or Retiring
If you’re going through a career transition, but don’t know what to do with the money in your retirement plan, we’ve got the lowdown for you here. In this post, we break down your 4 main options, the pros and cons of each, and how to put them into action depending on your goals.
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Know Before You Roll: The Ultimate Guide to Retirement Plan Rollovers
Have you ever lost or quit a job? Perhaps you worked for a company that was taken over by another company? Or maybe you’re approaching a long-awaited retirement? Odds are, if you can answer yes to any of these, you’ve experienced the need to roll over an old retirement plan. What exactly does this mean? We’ll break it all down in this blog.
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Good Retirement Savings Habits Before Age 40
You know you should start saving for retirement before you turn 40. What can you start doing today to make that effort more productive, to improve your chances of ending up with more retirement money, rather than less?
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Building an Emergency Fund
We all would love to have a little extra cash on hand for emergencies. Saving up that cash can be a challenge – but with a little effort, that challenge can be met.
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8 Common Behaviors That Will Ruin Your Financial Future
When we go to the grocery store, we seldom shop on logic alone. We may not even buy on price. We buy one type of yogurt over another because of brand loyalty, or because one brand has more appealing packaging than another. We buy five bananas because they are on sale for 29 cents this week – the bargain is right there; why not seize the opportunity? We pick up that gourmet ice cream that everyone gets – if everyone buys it, it must be a winner. As casual and arbitrary as these decisions may be, they are remarkably like the decisions many investors make in the financial markets. A degree of emotion also factors in many of our financial choices.
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