Insurance
and Risk
Management

Life is full of twists and turns. Secure your financial well-being for today and down the road.

Here’s to protecting your business interest, as well.

When you’re a business owner, income protection doesn’t stop at life insurance – you should also be thinking about things like ownership transfers, buy-outs, and succession plans. There are a lot of options available, so choosing the right one is critical.

Prepare for the long term

It might be hard to imagine now, but chances are you may need some help taking care of yourself later in life. Do you know how you’ll pay for it?

 

Whether it’s shopping for groceries, fixing meals, cleaning the house, or more personal services like bathing, dressing, or taking medications, at some point the things you once did for yourself will likely become more challenging. Long-term care policies are designed to help you pay for services related to these issues.

prepare for retirement

Medicare planning

Navigating the ins and outs of Medicare can feel like trying to successfully break out of an escape room. Lucky for you, we’ve got the key.

 

We guide our clients through the Medicare discussion by breaking it into 6 easy-to-follow steps. Once we’ve analyzed the options together, we create a Medicare roadmap that’s customized to your exact needs and budget.

Needs Analysis

Am I paying too much for my current coverage? Do I need additional coverage?

Insuring Minors

Should I buy an insurance policy for my son, daughter, grandson, or granddaughter?

Disability Insurance

Should I be concerned about protecting future income if I become disabled?

Check out more from the M-Pulse Journal

8 Common Behaviors That Will Ruin Your Financial Future

When we go to the grocery store, we seldom shop on logic alone. We may not even buy on price. We buy one type of yogurt over another because of brand loyalty, or because one brand has more appealing packaging than another. We buy five bananas because they are on sale for 29 cents this week – the bargain is right there; why not seize the opportunity? We pick up that gourmet ice cream that everyone gets – if everyone buys it, it must be a winner. As casual and arbitrary as these decisions may be, they are remarkably like the decisions many investors make in the financial markets. A degree of emotion also factors in many of our financial choices.