The Rule of 55: A Retirement Strategy Worth Knowing
More Americans are retiring in their late 50s — some by choice, others by necessity. Whether it’s an early buyout, a career shift, or simply the desire to enjoy more years outside the workforce, early retirement is becoming an increasingly common reality. The challenge? Most traditional retirement strategies assume you’ll wait until at least 59½ to access your retirement savings, and withdrawing early often comes with a 10% penalty. That’s where the federal Rule of 55 comes in.
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