Growing what you've already built.
Most people don't actually know what they own.
That's not a knock. The statements are designed to be dense. The fund names are alphabet soup. Someone set it all up years ago — a 401(k) rollover, a target-date fund, a handful of tickers picked up along the way — and nobody has looked at the whole thing since.
The first thing we do is clean the windows. Here's what you actually own. Here's what it costs. Here's what it's doing for you. Here's what it isn't.
What we believe
When the market does something dramatic — because it will — you get a phone call before you have to ask. Usually to say: we're not doing anything. Sometimes to say: here's the small thing we're doing. Never: we have no idea.
Your 401(k) gets attention too.
Most of our clients have a workplace plan that's bigger than the assets we directly manage — and we'd be doing half a job if we ignored it. So every quarter, you get a real email from a real human with allocation recommendations for your 401(k), 403(b), or TSP. No logins. No forms. Free for every Momentum client.
Your money stays in your name, at a major custodian.
We use Altruist and Charles Schwab. Your accounts are titled to you — we're the advisor on them, not the holder of them. You can log in any time and see everything.
We never take custody of your funds. There is no "Momentum Fund." There are no products we're pushing. That's the point.
Bring the statements.
We'll walk you through them.
A 30-minute call, no cost. We look at what you have, tell you what we'd do, and you decide whether that's useful.
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