Have you ever lost or quit a job? Perhaps you worked for a company that was taken over by another company? Or maybe you’re approaching a long-awaited retirement? Odds are, if you can answer yes to any of these, you’ve experienced the need to roll over an old retirement plan. What exactly does this mean? We’ll break it all down in this blog.

When it comes to rolling over a retirement plan, misconceptions abound. Regardless of which one(s) you leverage, if you put contributions in, eventually you’re going to get funds out. It’s how you move those funds that determines the tax implications. So as financial advisors, we’re here to bust five myths we hear all the time regarding rollovers.

Despite the fact that Social Security is our greatest source of government-guaranteed, inflation-adjusted, lifetime income we get in retirement, it is totally misunderstood. And complex. And 96% of Americans fail to properly optimize it, leading them to leave thousands of dollars on the table in lost income every year. We wrote this guide to break down the top-of-mind questions and considerations that go into claiming Social Security, so you can avoid this downfall and plan for your best future possible.

If you’re reading this, you’re probably familiar with retirement plan rollovers, but have you considered when it might NOT be a good idea to do one? They often come with a lot of pros, like organization, flexibility, and more control over your finances. But if you’re not careful, you may wind up in a situation where a rollover actually works to your disadvantage. We’ll walk through some scenarios here to help you determine if a rollover is a smart move or if it makes more sense to hold off.

When it comes to owning and operating a small business, there tends to be a lot on your plate. Whether it’s products, services, revenues, or expenses — they all demand your attention, and it can become easy to forget about less immediate matters, such as savings goals. The purpose of this guide is to help you find a balance between running your business, saving for retirement, and offering employee benefits that help them save for theirs.

If you’re going through a career transition, but don’t know what to do with the money in your retirement plan, we’ve got the lowdown for you here. In this post, we break down your 4 main options, the pros and cons of each, and how to put them into action depending on your goals.

Have you ever lost or quit a job? Perhaps you worked for a company that was taken over by another company? Or maybe you’re approaching a long-awaited retirement? Odds are, if you can answer yes to any of these, you’ve experienced the need to roll over an old retirement plan. What exactly does this mean? We’ll break it all down in this blog.

You know you should start saving for retirement before you turn 40. What can you start doing today to make that effort more productive, to improve your chances of ending up with more retirement money, rather than less?

We all would love to have a little extra cash on hand for emergencies. Saving up that cash can be a challenge – but with a little effort, that challenge can be met.

When we go to the grocery store, we seldom shop on logic alone. We may not even buy on price. We buy one type of yogurt over another because of brand loyalty, or because one brand has more appealing packaging than another. We buy five bananas because they are on sale for 29 cents this week – the bargain is right there; why not seize the opportunity? We pick up that gourmet ice cream that everyone gets – if everyone buys it, it must be a winner. As casual and arbitrary as these decisions may be, they are remarkably like the decisions many investors make in the financial markets. A degree of emotion also factors in many of our financial choices.